Franklin Income Fund is good as a retirement fund in a way that it has gone through many market crashes, and maintain decent performance throghout the years. LQD did pretty good as well. I want to find out which is better as a retirement asset.
Performance Comparison
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| No. | FKINX Wins | LQD(%) | FKINX(%) | Diff.(%) |
|---|---|---|---|---|
| Average | 0 | 0 | 0 | 0 |
Return Standard Deviation
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Extreme Case Analysis
Investing at the S&P 500 Top before 2008 Financial Crisis on Oct 9, 2007
LQD has a smoother upward curve and was doing better than FKINX. But we can still see LQD has worse performance than FKINX during the Covid-19 crisis.
Conclusion
FKINX beats LQD about 50% of the times. LQD has a average annuallized return of 6.088% while FKINX's is 6.853. FKINX is better than LQD in mean returns.
THe standatd deviaion for annualized return for LQD is 0.12% while FKINX's is 0.28%. FKINX has more than twice of LQD's standard deviaion.
In general FKINX is a good fund comparing with LQD.
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