Quanist Investment

VOO and IVV, which is better?

SPY and IVV, which is better?

SPY and VOO, which is better?

SPLV and FKINX, which is better?

SPLV seams safer than SPY. Let's find out which is better.

AB - American Income Portfolio A2 Acc is one of the few active managed funds that I like. Let's see if it can beat AGG. Performance Comparison Tax Rate on Dividends: % Start Date: End Date: Select Random Dates Compare

AGG and LQD, which is better? Let's find out.

AGG and BND are similar, but which is better? Let's find out.

IWF tracks the Russal Growth 1000 Index while IWM track the Russal 2000 index, both of which can be considered growth oriented.

SPY and VTI should perform similarly. Let's find out which is better.

In the other article, I did a resaerch on Franklin Income fund and found that the fund did pretty well during the 2000 and the 2008 financial crisis. Then I became curious about if any bond ETF can beat Franklin Income fund. I found LQD,iShares iBoxx Inv Grade Corporate Bond ETF. Does LQD Pay Increasing Dividends? No, it doesn't. Sharpe Ratio Data range: 2002/7/30 - 2022/7/1 Mean annual return for SPY is 12.461%, better than 5.791% of LQD's. Annual return standard deviation for SPY is 16.901%, worse than 6.462% of LQD's. Mean return divided by standard deviation for SPY is 0.737, worse than 0.896 of LQD's.  Wtih the risk free rate being 2%, SPY's Sharpe ratio is 0.619 which is better than LQD's 0.587. FKINX's mean return is 7.873%, standard deviation is 14.156%, Sharpe ratio is 0.5561 when the rate is 0% and 0.405 when the rate is 2%. SPY LQD Invested At the High Before 2008 Financial Crisis LQD beat SPY about 7 years from the high fro

Franklin Income Fund is good as a  retirement fund in a way that it has gone through many market crashes, and maintain decent performance throghout the years. LQD did pretty good as well. I want to find out which is better as a retirement asset.

 AB - American Income Portfolio is one of the few active managed funds that I think is a good investment. Facts Expense Ratio: 1.32%. ISIN: LU0095030564. Date,Price 1998-10-26,8.90 1998-10-27,8.93 1998-10-28,8.91 1998-10-29,8.92 1998-10-30,8.99 1998-11-03,9.01 1998-11-04,9.03 1998-11-05,9.06 1998-11-06,9.05 1998-11-09,9.09 2003-09-29,13.44 2003-10-01,13.47 2003-11-03,13.51 2004-09-01,14.18 2004-10-01,14.27 2004-11-02,14.47 2005-09-01,15.27 2005-10-03,15.29 2005-11-02,15.12 2006-09-01,15.87 2006-10-02,16.01 2006-11-02,16.19 2007-09-06,16.65 2007-10-01,16.91 2007-11-02,17.13 2008-09-01,17.04 2008-10-01,16.11 2008-11-03,14.31 2009-09-01,18.01 2009-10-01,18.72 2009-11-02,18.80 2010-09-01,20.89 2010-10-01,21.24 2010-11-02,21.53 2011-09-01,22.43 2011-10-03,21.63 2011-11-02,22.12 2012-09-04,23.81 2012-10-01,24.02 2012-11-02,24.13 2013-09-03,23.81 2013-10-01,23.76 2013-11-04,24.17 2014-09-02,25.62 2014-10-01,25.39 2014-11-03,25.53 2015-09-01,25.97 2015-10-01,25.07 2015-11-02,25.38 2016-09-01,

AB - American Growth Portfolio A Acc is one of the few funds that I am interered in.  Facts Expense Ratio: 1.74%. ISIN: LU0079474960. Performance Here are some performance coparice from Financial Times. (Looked up date: 2022/5/8) The fund is doing pretty good. 3 Months 6 Months 1 Year 3 Years 5 Years Price Data in CSV Date,Price 1997-01-06,18.84 1997-01-10,19.11 1997-01-21,19.82 1997-01-28,19.35 1997-02-04,20.02 1997-02-12,20.24 1997-02-24,20.33 1997-03-04,19.95 1997-03-12,20.10 1997-03-14,19.70 1997-03-24,19.07 1997-04-01,18.53 1997-04-10,18.95 1997-04-17,19.10 1997-04-24,19.30 1997-05-05,21.05 1997-05-12,21.19 1997-05-21,21.54 1997-06-09,21.91 1997-06-10,21.77 1997-06-16,22.45 1997-06-19,22.60 1997-06-24,22.67 1997-06-27,22.29 1997-07-03,23.19 1997-07-09,23.09 1997-07-15,23.78 1997-07-18,23.74 1997-07-24,24.83 1997-07-28,24.49 1997-08-06,25.61 1997-08-11,24.62 1997-08-13,24.39 1997-08-20,24.99 1997-08-28,23.79 1997-09-04,24.60 1997-09-10,24.31

We could withdraw 4% from SPY and not be broke in almost every situation based on historaical SPY price and dividend data since 1993. And since growth funds such as IWF, VRGWX and SPYG beat SPY about 80% of the times, I wonder if I can keep a 100% growth portfolio as retirement funds. Is it safe if I withdraw 4% every year from it?

VOO and VT, which is better?

SPLV and FKINX, which is better?

This artical is about an app for comparing between SPYG and IWF, both of witch are gorwth index. They perform similarly.

I frequently visit Yahoo Finance website. The reason is that it provides almot complete historical stock data for which I use to build financial models. In order to use the right data, I need to kwno the "Close price adjusted for splits" and "Adjusted close price adjusted for splits and dividend and/or capital gain distributions" that Yahoo Finance presents. Close price adjusted for splits

The housing market shoud have a different behavior than the stock market. In somme way it shoue be safer. In this article, I compare one of the best REIT option O to one the most represantable stock market ETF, SPY to find out if it is worth to include O in our portfolio in terms of downside risk protection and upside potential with tthe stock market.  The full name of O is Realty Income Corporation and VNQ is SPDR S&P 500 ETF Trust.

O is a single stock, but acts like a REIT ETF but without management fee. In this article, I will compare O with one of the biggest RRIT ETFs, VNQ to find out which is better. The full name of O is Realty Income Corporation and VNQ is Vanguard Real Estate Index Fund.

This article is about studyung the effects of tax or funds' expense ratio on portfolio performance. Taxes in some sense are just like annual expenses, if they are incurred periodically. How Taxes are like expense ratio? Taxes are like expense ratio to your investment portfolio in a time we need to sell and withdraw some money from it during which taxes are incrred. For example, if we sell 4% of our portfolio annunally and the tax we pay is 1% of it, the annual tax we pay with respect to total portfolio value is 4% X 1% = 0.04%, which is just like a expense ratio of 0.04%. What about dividends? If we need to pay taxes on dividends, they are just like expense ratio. For example, some stock pays annual dividend of $1 and its price is $100. Then, its yield is $1/$100 = 0.01. If the tax rate is 30%, we pay $1X30%=$0.3. If $0.3 is divided by the stock price of $100, we get 0.3%, which is the annunal cost rate. How Taxes or expensese affect returns? My firs